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REVIVE, created by Samhita-CGF, in partnership with USAID, MSDF, Omidyar Network India, British High Commission New Delhi and UNDP is a USD $15million blended finance facility, the first of its kind being tested in India. In collaboration with companies, foundations and social organisations, REVIVE identifies deserving informal sector workers and micro-entrepreneurs who have been affected by the pandemic, and provides holistic support to aid their recovery, build their resilience and invest in their long-term growth.

Through a continuum of support, including philanthropic loans, financial and digital inclusion, social security access, skilling and market linkages, REVIVE has been able to positively impact the families and communities of over 84,000 individuals since October 2020, and is on its way to reach 200,000 deserving individuals.

 

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 Impact

72646

Number of informal workers and entrepreneurs supported

35

Trades being
supported

30

Impact partners

20

Funders

Garment workers

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Garment workers

Lorem Ipsum is simply dummy text of the printing and typesetting industry.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Garment workers

Lorem Ipsum is simply dummy text of the printing and typesetting industry.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

 Beautypreneur Story | #REVIVEIndia

 Partner Testimonials

“Through Samhita’s REVIVE programme, we introduced our entrepreneurs to revolving, zero interest loans – this has a two-fold impact: one is immediate by providing them access to funds to revive their business; and second is longer term to build a habit of loan repayment and the confidence to take loans and grow their business. Our learning from the REVIVE fund will help pave the way for scaling up our entrepreneurship/livelihood programmes and making them more impactful. We truly appreciate Samhita for bringing value to the partnership beyond the project.”

Sagarika Bose
General Manager - Sustainability (Good & Green)

Godrej Consumer Products Limited

“As a grassroots implementing organization the need to be there for our beneficiaires during challenging times is of high-priority. And when platforms like REVIVE come forward to extend support, the facilitation and operations become very seamless. We had offered this opportunity to farmers in Ambujanagar, but have been able to expand it to farmers in Chandrapur as well. Through this returnable grant opportunity – a cohort of 100 small and marginal farmers were able to sustain themselves in spite of being affected by COVID-19 and have been able to achieve 100% recovery as committed.”

Pearl Tiwari
Director and CEO

Ambuja Cement Foundation

“The REVIVE Alliance and the returnable grant is helping small entrepreneurs overcome financial hurdles and obtain digital management solutions. Samhita-CGF with its experience & expertise in developing sustainable ecosystems has helped us to understand the situation of small retailers and guide us in our interventions. This in turn allowed us to build more suitable solutions & create impact at scale.”

Prem Kumar
Founder & CEO

SnapBizz Cloudtech

 Interventions

1. Access to Capital


REVIVE provides access to timely and affordable capital to aid livelihood recovery and income generation for salaried workers, self-employed individuals and micro-enterprises whose livelihoods or businesses were impacted by the pandemic and consequent lockdown. REVIVE gives them access to a continuum of capital, by leveraging various blended finance models, to enable holistic revival.

Returnable Grants are instruments that provide short-term affordable and flexible capital (at 0% interest) to individuals and entrepreneurs, who have only a moral obligation to repay. The returned funds are disbursed to other eligible workers and entrepreneurs, creating more impact per rupee spent – an impact multiplier of 4-7x per grant.

REVIVE has customized its program model for different cohorts, allowing it to meet the precise needs of crisis-hit communities. Pay for Performance (Plain Grant) is used to incentivize better repayment by providing a small direct grant to the borrower after evidence of successful utilisation of initial capital.

2 . Skilling


REVIVE provides skilling support to unemployed and retrenched workers in securing alternate jobs through ethical and responsible sourcing within the industry or outside where demand for labour is higher. With capacity building support to develop the necessary skills, these affected workers can be placed in new income generating roles.

3 . Access to Social Security Schemes


REVIVE aims to ramp up not just recovery, but also resilience and growth. The focus is on crafting an integrated recovery response. REVIVE will be layering on social protection to increase the resilience of the cohorts over the long term.

4 . Digitisation


REVIVE is facilitating access to digital tools and solutions to enhance business improvement, access to finance, compliance, better connect to customers, suppliers and brands.

  Cohorts Display

Farmers

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Women Artisans

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Street Vendors

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Blue Collared Workers

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Beauty Preneurs

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Kirana Stores

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 Announcements & Articles

24 August 2021

Second wave of COVID-19 to impact blue-collar, gig jobs: Report

In a recent report, analysis shows that the impact of the second wave on blue collar workers would be far severe than in any other job group.

  

24 August 2021

Unemployment rate likely to be 8% compared to 6.5% in March in India: CMIE

In 2020, we peaked unemployment at 23% as India went into one of the strictest lockdowns in the world.It devastated India’s 80%

  

24 August 2021

REVIVE, an innovative financial tool, reaches 70,000 beneficiaries:

Scroll To provide a comprehensive approach to recovery following the fallouts of the pandemic, this innovative blended finance tool

  

24 August 2021

Second wave of COVID-19 to impact blue-collar, gig jobs

In a recent report, analysis shows that the impact of the second wave on blue collar workers would be far severe than in any other job group.